Oppenheimerfunds single k fact sheet

Oppenheimerfunds single k fact sheet

*guarantees and benefits are subject to the claims-paying ability of the issuer, new york life insurance and annuity corporation (nyliac), a delaware corporation, a wholly owned subsidiary of new york life insurance and annuity corporation, 51 madison avenue, new york, ny 10010. the planmember asset allocation portfolios, ranging from conservative to aggressive, allow participants to factor in both their personal risk tolerance and stage of life. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. with active portfolio management based on a long-term investing approach, participants can take comfort in a simple solution that fits their needs and helps them avoid the common mistakes made by individual investors. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. the planmember asset allocation portfolios, ranging from conservative to aggressive, allow participants to factor in both their personal risk tolerance and stage of life. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. new york life guaranteed future income annuity ii is a flexible-premium deferred income annuity that provides a stream of income payments guaranteed for the life or lives of the annuitant(s),* beginning on a date chosen by the policy owner (generally, owners(s) and annuitant(s) must be the same).*guarantees and benefits are subject to the claims-paying ability of the issuer, new york life insurance and annuity corporation (nyliac), a delaware corporation, a wholly owned subsidiary of new york life insurance and annuity corporation, 51 madison avenue, new york, ny 10010. offers the following for 401(k) plans:Traditional ira and roth irasan individual retirement account (ira) is a retirement savings account that allows you to save for retirement in a tax-advantaged way. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. york life guaranteed period income annuity ll offers a stable and convenient way to provide retirement income that can help relieve your financial worries. shareholder services has been recognized each year since 2003 by independent ratings firm dalbar for achieving the highest standards in customer satisfaction. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. annuity investors life greatstep 7 fixed annuity is a single premium fixed annuity with a guaranteed increasing interest rate during the initial seven-year term. should carefully consider a mutual fund's investment objectives risk, fees, charges, and expenses before investing. a copy of the new york life secure term choice fixed annuity ii fact sheet, please contact us. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation.

Oppenheimerfunds single k application

*guarantees and benefits are subject to the claims-paying ability of the issuer, new york life insurance and annuity corporation (nyliac), a delaware corporation, a wholly owned subsidiary of new york life insurance and annuity corporation, 51 madison avenue, new york, ny 10010. annuity product names, surrender charge schedules, contract form numbers and other disclosures can be found on the respective annuity's planmember fact sheet. for more details regarding the primerica freedom portfolios program ask your representative for a copy of the primerica advisors wrap fee brochure and lockwood advisors wrap fee brochure. annuity investors life greatstep 5 fixed annuity is a single premium fixed annuity with a guaranteed increasing interest rate during the initial five-year term. compelling features of the oppenheimerfunds single k include low cost—there’s no setup fee or annual plan administrative charges2—they’re simple to administer with no government reporting required,2 and this plan type also allows employees access to their savings via a hardship withdrawal or loan. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. annuity product names, surrender charge schedules, contract form numbers and other disclosures can be found on the respective annuity's planmember fact sheet. we work with business owners to help make their small business a huge success. annuity investors life greatstep 5 fixed annuity is a single premium fixed annuity with a guaranteed increasing interest rate during the initial five-year term. a copy of the greatstep 5 fixed annuity fact sheet, please contact us. new york life secure term choice fixed annuity ii is a fixed annuity designed for participants desiring guaranteed returns* and competitive interest rates.*guarantees and benefits are subject to the claims-paying ability of the issuer, new york life insurance and annuity corporation (nyliac), a delaware corporation, a wholly owned subsidiary of new york life insurance and annuity corporation, 51 madison avenue, new york, ny 10010. this active, professional portfolio management helps take the guesswork out of retirement investing and avoid the common mistakes made by individual investors. new york life secure term choice fixed annuity ii is a fixed annuity designed for participants desiring guaranteed returns* and competitive interest rates.*guarantees and benefits are subject to the claims-paying ability of the issuer, new york life insurance and annuity corporation (nyliac), a delaware corporation, a wholly owned subsidiary of new york life insurance and annuity corporation, 51 madison avenue, new york, ny 10010. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. a copy of the greatstep 7 fixed annuity fact sheet, please contact us.

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Oppenheimer single k fact sheet

the guarantee of the annuity is backed by the financial strength of the underlying insurance company. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. the planmember asset allocation portfolios, ranging from conservative to aggressive, allow participants to factor in both their personal risk tolerance and stage of life. this option provides access to more than 1,000 mutual funds from some of the nation's most recognized fund companies,* including american funds, dws investments, fidelity advisor, franklin templeton, invesco, mfs, oppenheimerfunds and putnam. a copy of the new york life guaranteed lifetime income annuity ii fact sheet, please contact us. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. a copy of the new york life secure term choice fixed annuity ii fact sheet, please contact us. york life guaranteed lifetime income annuity ll offers a stable and convenient way to provide retirement income that can help relieve your financial worries. the planmember asset allocation portfolios, ranging from conservative to aggressive, allow participants to factor in both their personal risk tolerance and stage of life. while many financial professionals simply aren't interested in working with the middle class,1  primerica is committed to helping main street families save and invest for their short-term and long-term goals. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. a copy of the new york life secure term choice fixed annuity ii fact sheet, please contact us. investment sub-account value will fluctuate with changes in market conditions. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. with active portfolio management based on a long-term investing approach, participants can take comfort in a simple solution that fits their needs and helps them avoid the common mistakes made by individual investors.

Single K 2016 Fast Facts

Oppenheimerfunds single k

annuity investors life greatstep 7 fixed annuity is a single premium fixed annuity with a guaranteed increasing interest rate during the initial seven-year term. this option provides access to more than 1,000 mutual funds from some of the nation's most recognized fund companies,* including american funds, dws investments, fidelity advisor, franklin templeton, invesco, mfs, oppenheimerfunds and putnam. members can invest in professionally managed mutual fund portfolios that are managed according to passive (strategic), active (tactical), risk-based and goal-based management, as well as qualitative and quantitative approaches. take a look at our strategic partners:Ab (formerly alliancebernstein). annuity investors life greatstep 7 fixed annuity is a single premium fixed annuity with a guaranteed increasing interest rate during the initial seven-year term. in addition, sec registration does not carry any official imprimatur or indication pfsi or lockwood have attained a particular level of skill or ability. the planmember asset allocation portfolios, ranging from conservative to aggressive, allow participants to factor in both their personal risk tolerance and stage of life. with active portfolio management based on a long-term investing approach, participants can take comfort in a simple solution that fits their needs and helps them avoid the common mistakes made by individual investors. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. your employer’s retirement erisa 403(b) or 401(k) plan, you can enjoy the exclusive membership benefits of the planmember services program. a copy of the new york life guaranteed lifetime income annuity ii fact sheet, please contact us. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. it features three, five, six, or seven-year interest rate lock periods with a matching surrender term. members can select from wide variety of equity, fixed-income, money market, asset allocation and target-date sub account options managed by axa equitable, fidelity, franklin templeton, oppenheimerfunds, mfs, invesco and other recognized investment managers. the guarantee of the annuity is backed by the financial strength of the underlying insurance company.

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- PlanMember Retirement Solutions : Programs, Plans & Investment

the contract prospectuses contains information about the contract's features, risks, charges and expenses. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. you are nearing retirement or in retirement, planmember's retirement income program can help you make the transition from investing for retirement to investing in retirement. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. with active portfolio management based on a long-term investing approach, participants can take comfort in a simple solution that fits their needs and helps them avoid the common mistakes made by individual investors. a copy of the greatflex 6 fixed annuity fact sheet, please contact us. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. prior to viewing, please acknowledge that you are a school district official. this active, professional portfolio management helps take the guesswork out of retirement investing and avoid the common mistakes made by individual investors. the investment objectives, risk and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses.*guarantees and benefits are subject to the claims-paying ability of the issuer, new york life insurance and annuity corporation (nyliac), a delaware corporation, a wholly owned subsidiary of new york life insurance and annuity corporation, 51 madison avenue, new york, ny 10010. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. an investment in a variable annuity involves investment risk, including possible loss of principal. investment sub-account value will fluctuate with changes in market conditions. a personalized retirement income analysis helps you quantify your retirement income needs and establish an income and investment strategy designed to ensure your savings don’t stop working for you. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation.

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Single K Plan Information & Details | OppenheimerFunds

2 up to a specified limit with available downside protection against market loss. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. members can invest in professionally managed mutual fund portfolios that are managed according to passive (strategic), active (tactical), risk-based and goal-based management, as well as qualitative and quantitative approaches. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. this option allows you to move a portion of your account to a self-directed brokerage account that gives you access to a much broader menu of mutual funds. 2 up to a specified limit with available downside protection against market loss. the planmember asset allocation portfolios, ranging from conservative to aggressive, allow participants to factor in both their personal risk tolerance and stage of life. members can invest in professionally managed mutual fund portfolios that are managed according to passive (strategic), active (tactical), risk-based and goal-based management, as well as qualitative and quantitative approaches. a copy of the new york life guaranteed period income annuity ii fact sheet, please contact us. it features three, five, six, or seven-year interest rate lock periods with a matching surrender term. should carefully consider the investment objectives, risks, charges and expenses of a variable annuity and its underlying investment options before investing. annuity investors life greatstep 7 fixed annuity is a single premium fixed annuity with a guaranteed increasing interest rate during the initial seven-year term. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. a copy of the new york life guaranteed future income annuity ii fact sheet, please contact us. to download an axa equitable’s equi-vest® series 201 variable annuity fact sheet. this option provides access to more than 1,000 mutual funds from some of the nation's most recognized fund companies,* including american funds, dws investments, fidelity advisor, franklin templeton, invesco, mfs, oppenheimerfunds and putnam. when you make the decision to enroll, you can invest in a professionally managed planmember portfolio, or you can choose from a broadly diversified selection of no-load mutual funds from some of the nation’s most recognized fund companies. to download an axa equitable’s equi-vest® series 201 variable annuity fact sheet. the account value is subject to market fluctuations so that, when withdrawn, it may be worth more or less than its original value.

Primerica - Investments

if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. when you make the decision to enroll, you can invest in a professionally managed planmember portfolio, or you can choose from a broadly diversified selection of no-load mutual funds from some of the nation’s most recognized fund companies. the tax-deferral benefit offered by annuities provides no additional tax benefit if they are held in tax-qualified accounts such as ira, 403(b) or 401(k). a copy of the greatstep 7 fixed annuity fact sheet, please contact us. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. with active portfolio management based on a long-term investing approach, participants can take comfort in a simple solution that fits their needs and helps them avoid the common mistakes made by individual investors. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. your employer’s retirement erisa 403(b) or 401(k) plan, you can enjoy the exclusive membership benefits of the planmember services program. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. a copy of the new york life secure term choice fixed annuity ii fact sheet, please contact us. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. new york life guaranteed future income annuity ii is a flexible-premium deferred income annuity that provides a stream of income payments guaranteed for the life or lives of the annuitant(s),* beginning on a date chosen by the policy owner (generally, owners(s) and annuitant(s) must be the same). a copy of the greatstep 7 fixed annuity fact sheet, please contact us. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. you are nearing retirement or in retirement, planmember's retirement income program can help you make the transition from investing for retirement to investing in retirement. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. offers the following programs for traditional ira and roth iras:Small employer planssmall employer plans include simple and sep iras, along with solo 401(k) plans. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. an investment in a variable annuity involves investment risk, including possible loss of principal.

In the Matter of OppenheimerFunds, Inc. and OppenheimerFunds

single k plan is a 401(k) plan designed especially for owners and immediate family members (spouses, owner’s parents, children and grandchildren) regardless if your business is incorporated or not. offers the following programs for traditional ira and roth iras:Small employer planssmall employer plans include simple and sep iras, along with solo 401(k) plans. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. a copy of the greatflex 6 fixed annuity fact sheet, please contact us. a copy of the greatstep 5 fixed annuity fact sheet, please contact us. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. registered with and offer only securities and advisory services through planmember securities corporation, a registered broker/dealer, investment advisor and member finra/sipc. minimum investment thresholds are among the lowest in the industry: ,000 in voluntary accounts, 0 in ira accounts or as little as in any account if established with a monthly bank draft of or more. a copy of the new york life guaranteed period income annuity ii fact sheet, please contact us. an investment in a variable annuity involves investment risk, including possible loss of principal. york life guaranteed lifetime income annuity ll offers a stable and convenient way to provide retirement income that can help relieve your financial worries. the guarantee of the annuity is backed by the financial strength of the underlying insurance company.(k) plansa 401(k) retirement savings plan is a qualified plan for employees of for profit organizations who wish to save for retirement on a pre-tax or after-tax basis. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. if you take a taxable withdrawal before age 59½, you may have to pay a 10% penalty to the irs on the amount of gain in your contract, in addition to your normal income taxes. a copy of the greatstep 5 fixed annuity fact sheet, please contact us. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. implies nor asserts the sec or any state securities authority has approved or endorsed pfsi or lockwood or the contents of this disclosure. planmember 403(b) & 457(b) savings program is a turnkey retirement program designed specifically for employees of educational, governmental and other nonprofit organizations. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation.

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The Investment Company of America - AIVSX | American Funds

the guarantee of the annuity is backed by the financial strength of the underlying insurance company. the tax-deferral benefit offered by annuities provides no additional tax benefit if they are held in tax-qualified accounts such as ira, 403(b) or 401(k). although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. the guarantee of the annuity is backed by the financial strength of the underlying insurance company.*guarantees and benefits are subject to the claims-paying ability of the issuer, new york life insurance and annuity corporation (nyliac), a delaware corporation, a wholly owned subsidiary of new york life insurance and annuity corporation, 51 madison avenue, new york, ny 10010. an investment in a variable annuity involves investment risk, including possible loss of principal. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. (lockwood) is an sec registered investment adviser and an affiliate of pershing llc, each subsidiaries of the bank of new york mellon corporation (bny mellon). this active, professional portfolio management helps take the guesswork out of retirement investing and avoid the common mistakes made by individual investors. a copy of the greatflex 6 fixed annuity fact sheet, please contact us. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. with active portfolio management based on a long-term investing approach, participants can take comfort in a simple solution that fits their needs and helps them avoid the common mistakes made by individual investors. to download a symetra daily value fixed annuity fact sheet. before investing, carefully read the prospectus(es) or summary prospectus(es) which contain information about investment objectives, risks, charges, expenses and other information all of which should be carefully considered. other investment options may include a guaranteed fixed account and a self-directed brokerage account. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. it features three, five, six, or seven-year interest rate lock periods with a matching surrender term.(k) plansa 401(k) retirement savings plan is a qualified plan for employees of for profit organizations who wish to save for retirement on a pre-tax or after-tax basis. annuity investors life greatstep 5 fixed annuity is a single premium fixed annuity with a guaranteed increasing interest rate during the initial five-year term. fixed annuity is an insurance contract in which the insurance company makes fixed dollar payments to you for the term of the contract, usually for as long as you live.

if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. the guarantee of the annuity is backed by the financial strength of the underlying insurance company.*guarantees and benefits are subject to the claims-paying ability of the issuer, new york life insurance and annuity corporation (nyliac), a delaware corporation, a wholly owned subsidiary of new york life insurance and annuity corporation, 51 madison avenue, new york, ny 10010. a personalized retirement income analysis helps you quantify your retirement income needs and establish an income and investment strategy designed to ensure your savings don’t stop working for you. a copy of the greatstep 5 fixed annuity fact sheet, please contact us. to download a symetra daily value fixed annuity fact sheet. the guarantee of the annuity is backed by the financial strength of the underlying insurance company.*guarantees and benefits are subject to the claims-paying ability of the issuer, new york life insurance and annuity corporation (nyliac), a delaware corporation, a wholly owned subsidiary of new york life insurance and annuity corporation, 51 madison avenue, new york, ny 10010. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. planmember provides the following for non-retirement investment accounts:Managed accountsalso known as advisory programs, managed accounts utilize the investment knowledge and experience of planmember's investment team and/or outside investment strategists. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. it features three, five, six, or seven-year interest rate lock periods with a matching surrender term. offers the following for 401(k) plans:Traditional ira and roth irasan individual retirement account (ira) is a retirement savings account that allows you to save for retirement in a tax-advantaged way. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes.*guarantees and benefits are subject to the claims-paying ability of the issuer, new york life insurance and annuity corporation (nyliac), a delaware corporation, a wholly owned subsidiary of new york life insurance and annuity corporation, 51 madison avenue, new york, ny 10010. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. members can select from wide variety of equity, fixed-income, money market, asset allocation and target-date sub account options managed by axa equitable, fidelity, franklin templeton, oppenheimerfunds, mfs, invesco and other recognized investment managers.

if you take a taxable withdrawal before age 59½, you may have to pay a 10% penalty to the irs on the amount of gain in your contract, in addition to your normal income taxes. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. york life guaranteed period income annuity ll offers a stable and convenient way to provide retirement income that can help relieve your financial worries. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. new york life secure term choice fixed annuity ii is a fixed annuity designed for participants desiring guaranteed returns* and competitive interest rates. new york life secure term choice fixed annuity ii is a fixed annuity designed for participants desiring guaranteed returns* and competitive interest rates. this active, professional portfolio management helps take the guesswork out of retirement investing and avoid the common mistakes made by individual investors. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. Single K Plan is a 401(k) plan that offers both employer and employee contributions. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. other investment options may include a guaranteed fixed account and a self-directed brokerage account. planmember provides the following for non-retirement investment accounts:Managed accountsalso known as advisory programs, managed accounts utilize the investment knowledge and experience of planmember's investment team and/or outside investment strategists. the sophisticated investor looking for more investment options than those provided by the plan’s core fund lineup, your plan may include a self-directed brokerage account option. although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. annuity investors life greatstep 5 fixed annuity is a single premium fixed annuity with a guaranteed increasing interest rate during the initial five-year term. if you take a taxable withdrawal before age 59½ you may have to pay a 10% penalty to the irs in addition to your normal income taxes. members can invest in professionally managed mutual fund portfolios that are managed according to passive (strategic), active (tactical), risk-based and goal-based management, as well as qualitative and quantitative approaches. the guarantee of the annuity is backed by the financial strength of the underlying insurance company. the sophisticated investor looking for more investment options than those provided by the plan’s core fund lineup, your plan may include a self-directed brokerage account option. in addition, just like large employer sponsored 401(k) plans, a catch-up provision is available for participants at age 50 to contribute an additional ,000 to supplement their retirement savings.

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